Frequently Asked Questions

Glynneath Financial Services is a Trading Style of Positive Solutions (Financial Services) Ltd is authorised and regulated by the Financial Services Authority.

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Questions

What sort of person needs an IFA?

My bank is offering me a mortgage/pension/investment. Isn’t it better to to have it with them?

Isn’t it cheaper to arrange my own Buildings and Contents Insurance/Life Insurnace/Income Protection?

Questions and Answers

What sort of person needs an IFA?

Anyone that is thinking about taking on any financial commitment or who needs advice on an existing financial commitment. Finance is a complicated industry, an expert will always be of help.

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My bank is offering me a mortgage/pension/investment. Isn’t it better to to have it with them?

Your bank may not be able to give independent advice. What’s the harm in knowing the best possible product available to you? Whether it’s with your bank or not!

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of investments and/or pensions can fall as well as rise. You may get back less than you invested.

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Isn’t it cheaper to arrange my own Buildings and Contents Insurance/Life Insurnace/Income Protection?

You may not always be aware of all of your needs and requirements. It is better to have the level of cover that you need for what you can afford. We can help you find it! It isn’t always as easy as it seems.

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We have the expertise to help you

Mortgages

Whether you are purchasing your first home, buying to invest or financing your business, we have access to the whole market for residential, buy-to-let or commercial mortgages.

Investments

If you are saving for the future or if you want to invest a lump-sum, you can discuss all the options with us to ensure that your money is working it's hardest for you.

Pensions

Everyone has a dream of what they want from life when they get older. We can give you the right advice to help you achieve the income that you want for when you don't have to spend all of your time working.

Protection

No-one likes to dwell on the bad things in life. But the reality is that sometimes things do go wrong. We can help you understand the financial dangers that you could come across.